Professional Information

Angela C Lyons

M.S., University of Texas at Austin, 1997
Ph.D., University of Texas at Austin, 2001

My research program uses applied economics to address policy-relevant questions in the area of household finance in the field of family and consumer economics. Specifically, I examine issues related to household liquidity and credit access, financial strain and health, delinquency and bankruptcy, gender and marital differences in household financial decisions, the credit behaviors and financial socialization of young adults, and the impact of financial education and program evaluation.

Selected Journal Articles:

Lyons, A. C. and T. Yilmazer. 2005. “Financial Strain and Health: Evidence from the Survey of Consumer Finances.” Southern Economic Journal 71(4): 873-890.

Fisher, J. and A. C. Lyons. 2006. “Till Debt Do Us Part: A Model of Divorce and Personal Bankruptcy.” Review of Economics of the Household 4(1): 35-52.

Lyons, A. C., L. Palmer, K.S.U. Jayaratne, and E. Scherpf. 2006. “Are We Making the Grade? A National Overview of Financial Education and Program Evaluation.” The Journal of Consumer Affairs 40(2): 208-235.

Lyons, A. C., M. Rachlis, and E. Scherpf. 2007. “What’s in a Score? Differences in Consumers’ Credit Knowledge Using OLS and Quantile Regressions.” The Journal of Consumer Affairs 41(2): 223-249.

Kim, H., and A. C. Lyons. 2008. "No Pain, No Strain: Impact of Health on the Financial Security of Older Americans." The Journal of Consumer Affairs 42(1): 9-36.

Fisher, J., and A. C. Lyons. "Information and Credit Access: Using Bankruptcy as a Signal." Applied Economics, forthcoming.